Limiting Adverse Audit Findings, Prevent Future Problems.

millisor + nobil offers its clients over 50 years of combined experience working with the OBWC on manual classification issues. We can help you assess your exposure before the OBWC comes in to audit, assist you with the audit itself and help limit the findings of an adverse audit. 

 

Rating Issues

 

All state fund employers have one thing in common - each is assigned an exposure classification (Manual Classification) based upon the National Council on the Compensation Insurance Rating System. As a state funded employer, it is important to make sure you are properly classified and that your employees are properly assigned to such classifications. Our workers’ comp team’s expert services will assist you with OBWC audits or by conducting a proactive review of your current manual codes to ensure proper classification.

 

Read more about rating issues. 

 

Alternative Rating Programs

 

Workers’ Compensation in Ohio is too often viewed as a “tax” that must be paid at the value assigned. The fact is there are many alternatives that can be used to control and reduce the cost of workers’ compensation premiums. Our workers’ compensation team routinely helps clients institute changes that save millions of dollars.

 

In addition, the OBWC has a number of dynamic programs that can help a state funded employer reduce costs. These programs change yearly, and our team of attorneys can assist you in evaluating which best fits your needs. Programs include:

 

• Group Rating
• Premium Discount Program
• Drug-Free Workplace Program
• Retrospective Rating
• One-Claim Program
• $15,000 Medical-Only Program
• OBWC’s New Deductible Program for 2009