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Clear Benefits
Employee benefits. They're much more than just part of a hiring package. To your employees, they are a vital concern. To you - a significant expense. You need an effective benefits program to maintain a healthy relationship with your employees. Developing a program isn't easy - and is further complicated by constantly evolving employee benefits legislation. All of this can create an overwhelming responsibility for you. Our employee benefits consulting and legal services will help you meet these challenges, benefiting your employees and you.

Consulting Services
We have a broad range of employee benefits consulting services to assist in benefit plan analysis, design and cost containment.
- Benefit Plan Review Process
This includes the identification and prioritization of your company's needs and strategies; compilation of design, utilization and demographic data; plan evaluation with recommendations for cost-containment; bidding coordination, and vendor evaluation and selection.
- Health and Welfare Plan Cost Containment
The essential elements to solving health and welfare cost control problems are aggressive health claims management combined with intelligent plan design. Our skilled attorneys and other professionals will identify, evaluate and recommend options that conform to your business plan and meet the diverse needs of your employees.

Legal Services
We offer comprehensive legal representation and oversight in interpreting current legal issues including COBRA, plan terminations, and non-discrimination rules for health and welfare plans. We also design and administer:
- Qualified Retirement Plans
• Defined benefit plans
• Defined contribution plans (including 401(k) plans)
• Employee Stock Ownership Plans (ESOPs)
• 403 annuities
- Fringe Benefit Plans
• Section 125 plans (cafeteria plans, premium only plans, reimbursement accounts)
• Educational assistance plans
- Benefit Strategy
• Designing strategies for contract negotiations, mergers, acquisitions, and
reductions-in-force
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